Ok, an individual still don’t trust 401Ks and stocks and shares. I don’t blame an individual. If you want more treating where your hard goes, then look into an IRA mutual fund which includes varied stocks/bonds for less risk. You will feel the dent in your paycheck more at first, because you contribute post-tax, however come tax time, these contributions are tax deductible. So say you contributed $2000 and you are $30K per annum. You’ll only be taxed on $28000. To make sure still counts as paying yourself first.
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